Lake Point Insurance Agency

In light of the hurricane season upon us, which began on June 1st and goes through November 30th, Foremost wants to share some tips to ready your home and family prior to a severe storm, may it hit. It’s never too early to: Review your insurance policy with your agent. Is your property covered for such an event? Reduce property damage and get through any hurricane emergency with less stress by preparing before the season begins. Determine safe evacuation routes inland. Don’t forget about your pets! Learn the different warning signs and alerts to watch for. Meet with those you live with to create an emergency and evacuation plan. Learn locations of official shelters. Red Cross has a great resource that will help you locate shelter in the event of a disaster. Whether the hurricane threats are immediate or they seem off in the distance, it’s important for all residents of hurricane areas to be prepared and think ahead. Foremost offers detailed hurricane preparedness...

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with us to determine the best coverage for you. Insurance for cars, trucks, boats and more! Lake Point Insurance Agency can insure your Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and ATV too! Contact us or more information today! Texas — How much auto insurance is right for you? Based in Rockwall — TX,  our team  understands the auto insurance needs of our customers. Auto insurance req...

You may want your student to KIT (keep in touch), but they’ll need some other kits, too. Here are a few dorm room essentials that are often overlooked: First aid kit. You can’t be there watching over him or her, so make sure your student is prepared with the basics like bandages, pain relievers, anti-itch cream and cough drops. Sewing kit. This can be useful not only to repair clothing, but also to mend a torn backpack or make a do-it-yourself Halloween costume. Small tool kit. It’s move-in day and you want to set up that amazing shelving unit you found for your student’s room, but when you reach for the screwdriver… you find out they don’t own one. It’s always handy to have scissors, pliers, a tape measure and of course, a screwdriver. Laundry kit. It’s more than just detergent. Don’t forget to include dryer sheets, stain remover, a drying rack and maybe some fabric freshening spray for the days they don’t want to do laundry. There are also some ways you can help them stay...

As your child becomes a teenager, it’s likely the internet will be a part of their daily life. They’ll adapt quickly to new technology and use it to communicate, socialise and create. Most teenagers have access to the internet using a smartphone or tablet, and use a wide range of social networking sites as a vital part of their relationships with others. As a parent in today’s digital world, it can be a challenge to ensure your children have the knowledge necessary to be safe when using social media. These tips, based on the latest research, will help teens’ socializing stay fun and safe. Think about what you post . Sharing provocative photos or intimate details online, even in private emails, can cause you problems later on. Even people you consider friends can use this info against you, especially if they become ex-friends. Passwords are private . Don’t share your password even with friends. It’s hard to imagine, but friendships change and you don’t want to be impersona...

The first step in protecting your business is having the right insurance. Learn more about different coverages, how they work, and how they can help protect your small business. Severe weather, fire, and other threats can damage your property and disrupt operations. Understand key property risks and how you can better protect your facilities and business Lake Point Insurance Agency has markets for your business needs no matter how small or large your company is. We will work with you to determine exactly what coverage best fits your needs. Business in the home coverage Craftsmen and contractors Service providers Food establishments Retail operations We provide building coverage, business property, bonds, and business auto coverage. Liability including premises, products, and general. Workers Compensation protection Lake Point Insurance Agency is ready to review your current plan and help you fill in the gaps. Starting a business for the first time… no worrie...

The greatest dangers students face don’t occur while riding the bus, but rather while boarding the bus. Negligent drivers who forget or ignore the rules that come with sharing the road with school buses are a major threat to students who need to cross the street to reach their ride. Even if you feel as if you are knowledgeable of all there is to know about school bus safety, a quick refresher on common school bus procedures is always a good idea. Here is a review of the different kinds of lights on school buses and how to react when you see them: Hazard Lights  — Proceed with caution. Located towards the lower half of the bus near the taillights, the hazard lights begin flashing when a bus has stopped to let children aboard, but they won’t be crossing the road to reach it. Motorists are allowed to pass the bus when these lights are on, but they are warned to be extremely cautious and alert while doing so. Flashing Yellow Lights  — Prepare to stop… Bus drivers trig...